Credit report

Check your credit report every week for free

RANDY HUTCHINSON | Better Business Bureau Since 2003, you have the right to obtain a free copy of your credit report each year from each of the major credit reporting agencies (CRA) – Equifax, Experian and TransUnion. Recognizing the impact of this troubling time on people’s finances, credit rating agencies have made a mutual decision […]

Credit report

Goodwill Letters: Removing Late Payments From Your Credit Report

Late payments can have a profound impact on your overall credit health, but the ramifications can go far beyond paying late fees or an APR penalty. Your payment history is the most important factor that makes up your FICO score, which means that even one payment more than 30 days late can drop your score, […]