Credit score

How to buy a house with a low credit score

Mortgage rates continue to be at historic lows, attracting many people to take out a mortgage to buy a new home. However, if you have a low credit score, you might think you don’t qualify for a loan, but you’d be surprised. There are options available and recommendations that a person with a low credit […]

Credit score

What is a good credit score to buy a car?

Breadcrumb Links MoneyWise Business essentials Yes, you can buy a car with bad credit, but it’s not a good plan Author of the article: oneinchpunch / Shutterstock Content of the article This article was created by MoneyWise. Postmedia and MoneyWise may earn an affiliate commission through links on this page. Advertisement 2 This ad has […]

Credit report

Check credit report when looking for a job

The Fair Credit Reporting Act (FCRA) governs how much of this process works, Mailman says, and companies are obligated to follow federal law. Some states may have more restrictive laws. For the most part, as Alda has learned, companies don’t have to hold the position open while you take steps to explain or correct errors […]

Credit report

When will my mortgage appear on my credit report?

If you recently got fully approved for a mortgage and settled on your property, you may want to know when your mortgage will appear on your credit report. Granted, it’s not the first thing most homeowners think about, but it’s still worth exploring how credit reports work and how long events and products stay on […]

Credit report

7 Elements of the Credit Report That Scare Lenders |

DANA DRATCH Bankrate.com Have you ever wondered what it’s like to watch your credit or loan application from the other side of the desk? When lenders look at your credit report, “it really comes down to common sense decisions,” says Rod Griffin, senior director of consumer education at Experian, one of the three major credit […]

Credit report

How I fixed an error in my credit file and increased my FICO® score by 112 points

Image source: Getty Images It takes years to build credit, but one mistake on your credit report can drop your score. Credit scores are an important part of our lives. This three-digit number can impact everything from the credit cards we qualify for to the rate we get on a mortgage. It can sometimes even […]

Credit report

Elements of the credit report that matter most to lenders

Have you ever wondered what it’s like to watch your credit or loan application from the other side of the desk? When lenders look at your credit report, “it really comes down to common sense decisions,” says Rod Griffin, senior director of consumer education at Experian, one of the three major credit bureaus. “Creditors and […]