Credit report

Equifax, Fingerhut, WS Badcock Corp. sued for credit report claims

Equifax, Fingerhut and WS Badcock Corp. were sued Thursday in the Northern District Court of Georgia for claims under the Fair Credit Reporting Act. The case was filed by Armor Law and Berry & Associates on behalf of Andy James Fraser III. Lawyers have yet to appear for the defendants. The case is 1:21-cv-03935, Fraser […]

Credit score

Here’s how to manage your credit score

Opinions expressed by Contractor the contributors are theirs. You are reading Entrepreneur India, an international franchise of Entrepreneur Media. Your credit score has a lot of power when it comes to accomplishing big life milestones, like buying a new car or taking out a mortgage on your first home. Lenders rely heavily on your credit […]

Credit score

Why your credit score is so important when you get a personal loan

Image source: Getty Images Would you like to benefit from a competitive interest rate on a personal loan? You will need good credit. The advantage of getting a personal loan is that you can use this money for any purpose. If you have credit card debt that you want to pay off cheaply, you can […]

Credit score

How many points does a repossession lower your credit score?

Not paying on time is guaranteed to affect your personal credit rating. When the effects are exacerbated by bankruptcies or repossessions, they are even more damaging. Like most other disparaging remarks on your reports, repos have a lifespan of seven years. So how many points can you expect to lose? General effects Most institutions in […]

Credit report

The Importance of Obtaining and Checking Your Credit Report

A credit report gives a detailed history of how you manage your debts, almost serving as a report card to a potential lender. Banks and other financial institutions usually look at both your credit report and your credit score when deciding whether to lend you money and the rate you should be charged. It is […]

Credit report

Three ways to remove late payments from your credit report

Photo: unsplash.com Falling behind in payments is extremely detrimental to your personal score in the FICO and VantageScore models. The score is guaranteed to drop, so it will become difficult to get affordable rates or even approval from lenders. Moreover, this indicator is a universal measure of financial health considered by insurance companies, landlords and […]

Credit collection

The Mandalorian Credit Collection Coming From Hasbro

| Last year, Hasbro unveiled its all-new line of Credit Collection figures that gave us character designs after end credit imagery. It was a pretty popular line with heavy hitting numbers that came to us from The Mandalorian. The first wave of numbers included Death Trooper, Din Djarin, IG-11, Heavy Mandalorian, and Cara Dune. A […]

Credit score

What is the average interest rate for a car loan? Depends on credit score

Personal Finance Insider writes about products, strategies, and advice to help you make smart decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. Terms apply to offers listed on this page. Read our editorial standards. The average […]