Credit sales

ai express: AI, AI Express says “ta-ta” to credit sales; Ministry of Finance asks government departments to buy new banknotes only in cash

NEW DELHI: As Air India and AI Express are set to lose their PSU tag and revert to the founder of the Tata group, the Center has asked all ministries to pay airline dues and make new purchases in cash only. “AI has stopped extending the credit facility due to the purchase of airline tickets,” […]

Credit collection

khatabook: Khatabook launches automated bot call reminder feature to improve credit recovery

BENGALURU: Khatabook released the automated bot call reminder feature to improve credit or udhari collection for its merchant user base. The recall is the first deployment of interactive voice response (IVR) based functionality for MSMEs, which is available in nine Indian languages. Collecting money for sale on credit has been a major problem for MSMEs […]

Credit score

Today’s Personal Loan Rates, Based on Your Credit Score

Getty Images For those with excellent credit, the average personal loan APR for the week beginning October 18 was 13.47% for a three-year loan and 14.29% for a five-year loan, according to published data. Monday by Bankrate. And you might get a much lower than average rate because a number of issuers offer rates from […]

Credit score

Credit Score Myths That Can Harm Financial Health

Maintaining a high credit rating through responsible behavior is an ongoing process Maintaining a high credit rating through responsible behavior is an ongoing process A good credit score is key to your financial health, as it can give you access to the best loan and credit card offers. However, building or maintaining a high credit […]

Credit score

How Buy Now, Pay Later Loans Can Lower Your Credit Score

Vadym Pastukh/Getty Images/iStockphoto You may have seen the option of paying for things like furniture or household items through things like Affirm, Klarna, or Afterpay. These options usually appear under the price of an item you’re looking to buy online and will have a note that reads: “Only $25 a month with Affirm” or “$40 […]

Credit score

Does credit score affect home insurance?

Depending on where you live, your credit score may affect your eligibility and your home insurance premium. In the majority of states, credit is used as a home insurance pricing factor. It may sound strange, but there is a statistical link between an insured’s credit-based insurance score — which is partly calculated using credit score […]

Credit report

McCarthy Law allows credit report errors to be disputed for free

McCarthy Law offers a free new approach to credit repair Scottsdale, Ariz. – More than a third of Americans find errors that can affect their credit score, according to a new Consumer Reports Survey. Mistakes on your credit report can lead to an artificially low credit score, which can affect a person’s chances of getting […]

Credit score

Knowing the Truth About These Credit Score Myths Can Help You Improve Your Credit

This article is reproduced with permission from NerdWallet. When the COVID-19 pandemic hit last year, people were overwhelmed by the logistics of sudden, rapid stay-at-home orders. Between school closures, supply shortages and new ways of working, there was little time for anything else. As many have adjusted their spending habits, they’ve also taken the time […]

Credit score

Knowing the truth about these credit score myths can help you improve your credit and increase existing home sales because some buyers are driven by FOMO.

Hi, MarketWatchers. Don’t miss these top stories. Here’s why it’s a good time to buy abroad According to a University of Michigan poll, only 29% of Americans think now is a good time to buy a home. The number hasn’t been this low since 1982. Read more Latina Equal Pay Day highlights the biggest pay […]

Credit score

Four Ways to Boost Your Credit Score Before the End of 2021

YOUR credit score matters when you’re applying for a credit card, loan or mortgage – and there are simple ways to boost it fast. This could be useful if you want to start 2022 with a new financial goal. 1 We tell you how to quickly increase your credit score in several waysCredit: Getty A […]

Credit report

Manchin Files Child Tax Credit Claims: Report

Sen. Joe Manchin (DW.Va.) reportedly set new red lines for the Democrats’ multi-trillion-dollar reconciliation bill, this time making demands regarding the expanded child tax credit provision. Axios reported on Sunday, citing people familiar with the matter, that Manchin advised the White House that the child tax credit must have an “established work” requirement and a […]

Credit score

Credit Kudos Launches Open Banking Credit Score

Credit Kudos has launched Signal, a credit score based on Open Banking and machine learning that it says enables lenders to increase acceptance of previously rejected customers and reduce defaults. Singal uses a combination of machine learning and transaction data collected by Open Banking to predict an individual’s repayment probability. The model was trained on […]

Credit score

What is an excellent credit score?

OWhen a lender wants to know how likely you are to repay your loan or credit card balance, they are looking at one of your credit scores. This three-digit number represents whether you are a great credit risk, a bad risk, or somewhere in between. If you have excellent credit, credit card issuers and lenders […]

Credit score

A bad credit score doesn’t have to block your new business

Opinions expressed by Contractor the contributors are theirs. Entrepreneurs begin their journey with nothing but an idea, a dream, and willpower. But without funding? All of this can only take you on a frustrating journey around this simple truth: “Money answers everything”. This is where the financing options are to consider if you are in […]

Credit score

Renew with us or your credit score suffers, warns Spectrum

Steve Schklair wonders why he’s muscled by cable giant Spectrum. “It’s been years since I even subscribed,” he told me. Nevertheless, the Altadena resident received a bizarre letter from Spectrum saying that, “as a unique courtesy”, the company will write off the debt it claims it owes and stop reporting him as a bad payer […]

Credit score

Relax about small changes in your credit score

iStock/Getty Images In Spanish I see you, perfectionist reader, always checking your credit score and feeling bad when it’s dropped a few points. Judging by the email I’m getting, I’d say you have company. People worry about scores that are good but not great, and great but not perfect. Maybe it’s because we still measure […]

Credit report

How to Dispute a Credit Report Error | Credit card

It may have been pandemic-related, but consumers who checked their credit reports last year apparently found a lot of things that seemed untrue. According to a report of the american public interest research group, an advocacy organization. Credit report errors may have crept in if card issuers or lenders made temporary pandemic-related changes to your […]

Credit report

How to Dispute a Credit Report Error

It may have been pandemic-related, but consumers who checked their credit reports last year apparently found a lot of things that seemed untrue. According to a report of the american public interest research group, an advocacy organization. Credit report errors may have crept in if card issuers or lenders made temporary pandemic-related changes to your […]

Credit score

Some HELOC rates start at around 2%. What credit score do you need to get one?

Getty Images Are you looking to repair your home or consolidate your debts? Some homeowners are now considering a home equity line of credit or HELOC – especially if they’ve seen those starting HELOC rates advertised for around 2% (see the lowest HELOC rates you could qualify for here). But to get those rates, you’ll […]

Credit score

Some mortgage refinance rates are below 3%. What credit score do you need?

MarketWatch has highlighted these products and services because we believe readers will find them useful. We may earn a commission if you purchase products through our links, but our recommendations are independent of any compensation we may receive. According to experts, lenders consider your credit score to be one of the most important factors they […]

Credit score

You can get your credit score, but you may have to pay for it

A 2012 Consumer Financial Protection Bureau study found that most consumers who performed well with one scoring model generally performed well with other models. But a “substantial minority” could see wide variations, he said, so consumers “should avoid relying on the scores they buy as the sole basis for assessing their creditworthiness when making important […]