Credit report

Mixed Credit File Errors Lawsuit Investigation

Mixed or merged credit file errors: who is affected? Has another person’s information been included in your credit file? Has it damaged your credit score? Legal help is available. Credit scores are important in everyday life. They play a role in how much interest you pay on loans, which loans you qualify for, and can […]

Credit report

You can get a free credit report every week in 2022. Here’s how

Accessing your credit report has never been easier. The Federal Trade Commission recently announced that the three major credit bureaus, TransUnion, Equifax and Experianextended their participation in a program first launched in 2020, providing Americans with free access to their credit reports on AnnualCreditReport.com. Before this program began, Americans could receive one free report per […]

Credit report

Does your credit report indicate a fake loan or a phantom loan? Know the repair

Photo: iStock HIGHLIGHTS After a recent monetary policy review, the RBI said it had received numerous complaints about fake loans. Almost all fintech lenders follow a flawed process to complete KYC to on-board customers so they can sanction and disburse loans within minutes. They get away with it because people are just starting to take […]

Credit report

Credit Card Fraud Detection vs Credit Report Monitoring: What’s the Difference?

With all of us connected online, fraud has become big business for anyone looking to deceive for profit. Unsurprisingly, credit card fraud tops the list of so-called identity theft crimes. To better understand this, businesses and consumers have better tools. For example, there are credit card fraud detection options for those who accept payments, such […]

Credit report

Klarna’s buying habits will affect the credit report

Woman shopping online Buy-it-now, pay-later company Klarna will start telling credit agencies who is paying on time and who is falling behind. The company said the move could help or hinder its customers’ ability to get credit for loans such as mortgages. From June, banks and credit card companies will be able to see people’s […]

Credit report

Your Klarna payment habits will start to impact your credit report

Klarna will start telling credit agencies if customers pay on time or miss announced payments. The buy-it-now, pay-later business, which offers customers the option to pay for their purchases in installments or at a later date, said that from 1st June, Klarna’s repayment habits will appear on a person’s credit report. The move comes under […]

Credit report

Exact date that Klarna will show on your credit file for the first time

BUYERS who use Klarna’s buy now, pay later services will see these transactions recorded on their credit reports starting next month. This means that lenders will be able to see this loan for the first time – and it could prevent you from getting a mortgage or a credit card in some cases. 1 Klarna […]

Credit report

CFPB Monitoring Report Reveals Illegal Autofills and Breakdowns in Credit Report Disputes

washington d.c. – Today, the Consumer Financial Protection Bureau (CFPB) released its Supervisory Highlights Report on violations of law identified during CFPB supervisory reviews during the second half of 2021. The report details key findings on consumer financial products and services. “While most entities act in good faith to comply with the law, CFPB reviewers […]

Credit report

The Credit Report: What exactly is it and How Can I get One? GAD Capital explains in details

A credit report summarizes a person’s credit profile that contains information on open and canceled accounts and payment and balance histories. Soft and hard credit inquiries, public records, and collections are all included in the reports. The three largest bureaus—Experian, TransUnion, and Equifax—publish official credit reports that lenders and other financial organizations use to assess […]

Credit report

RBI relief for fintech credit report dilemma | Indian Journal of Business Law

The Reserve Bank of India’s decision to allow fintech companies to access credit information through credit bureaus is a positive move, but ownership and control issues remain unresolved, writes Kaushal Mathpal A According to the latest Reserve Bank of India (RBI) Digital Lending Report dated November 18, 2021, digital lending grew 12 times between 2017 […]

Credit report

Role of credit report and credit score for mortgage eligibility? What are the main reasons for a bad credit rating?

Photo: iStock HIGHLIGHTS If you constantly delay your payments, it can affect your credit score. Multiple outstanding loans can also affect credit rating, increase debt burden and hinder repayment ability. Applying for multiple loans or credit cards sends a message that you desperately need credit. When you apply for a loan, the financial institution verifies […]

Credit report

Find out why your credit report shows a loan you don’t remember taking out

Web-exclusive Loans can be granted to you both legally and fraudulently. So if there is a suspicious entry in your credit report, get to the bottom of it immediately. TopicsPersonal loans | Credit card loans | RBI After a recent monetary policy review, Reserve Bank of India Governor Shaktikanta Das said the apex bank […]

Credit report

CFPB sues TransUnion for monitoring credit reports

The Consumer Financial Protection Bureau announced that it has sued TransUnion and its subsidiaries, alleging deceptive marketing to consumers seeking a free credit report. The CFPB accuses TransUnion of “deceptive digital dark schemes” to take advantage of consumers who sought out a free credit report and then tricked them into signing up for expensive credit […]

Credit report

FTC Finalizes Order Against Credit Report Provider for UDAP Violations

On April 7, the FTC finalized a Ordered against a respondent company credit reporting provider to settle allegations that the respondent engaged in deceptive and unfair practices by failing to provide companies with a clear, consistent and reliable process to correct errors in their credit reports, even though the respondent sold products to these companies […]

Credit report

Russian-backed Indian refiner struggles to secure trade credit: Report | Business and Economics News

Indian bank HDFC and some foreign banks have stopped offering trade credit for oil imports to Nayara Energy, a Russian-backed refiner, and some suppliers are asking for payment up front to avoid potential problems from sanctions against Moscow, Reuters reported, citing four banks. and industry sources. Nayara was not sanctioned as part of the international […]

Credit report

Credit report complaints jumped in 2021 | Business

Camila Pedrosa Cronkite News The pandemic has forced Arizonans to do a lot of things they might not have done before, like knowing their credit reports better than ever. Arizonans went from filing 6,600 complaints with the Consumer Financial Protection Bureau in 2020 to nearly 8,000 the following year, the most record. And nearly half […]

Credit report

What to know if you have medical debt on your credit report – NBC 5 Dallas-Fort Worth

According to the Consumer Financial Protection Bureau to research, there was $88 billion in medical debt on consumer credit files last June. COVID-19 didn’t help. Read on to find out what consumers should know about changes to how medical debt collection debt is reported. MODIFICATIONS TO THE DECLARATION OF DEBTS PAID Equifax, Experian and TransUnion […]

Credit report

Your medical debt could soon disappear from your credit report

Image source: Getty Images Talk about good news for patients. Key points Outstanding medical debt could lead to a lower credit score. Soon, that may not be an issue for many consumers thanks to an advance ruling from the three major credit bureaus. Medical debt is a problem that many consumers face. This includes those […]

Credit report

What is the difference between your credit score, your credit report and your credit report?

If you’ve ever applied for a loan or a credit card, you’ve probably come across the terms credit score and credit report. But have you ever wondered how these two are different from each other? You may also have heard of what is called a credit report, which is sometimes loosely used to describe your […]

Credit report

3 Confusing Terms on Your Credit Report You Can’t Afford Not to Know

Confusing words can discourage some people from trying to understand their credit report. The term “authorized user” applies to children, partners or friends who are added to your account. People are also confused by the term “secured credit”, which is credit secured by collateral, such as a house or a car. Read more stories from […]

Credit report

Monitor money laundering alerts and “corrections” to credit reports

Have you laundered money recently? You could be accused of doing this if you’re the target of a scam that has resurfaced recently after doing the rounds last year. The scam centers on a call in which fraudsters accuse people of laundering money or engaging in other illegal activities through their financial accounts. The end […]

Credit report

Managing your credit file well can open many doors for you

Jimmy and Sylvia Rios [submitted] As an underwriter for over 20 years in all areas of financing, I have learned to read the most important financial documents of your life: your credit reports. You might have negative elements – inaccurate or otherwise – lowering your score. This can lead to problems obtaining financing, services through […]

Credit report

Error on your credit report? How to handle it like a pro – NBC Boston

Your credit score is tied to many financial decisions, and one mistake could set you back. Leslie Gaydos and Rob Michaelson explain what you need to do to correct incorrect information on your credit report. What to do if you spot an error on your credit report Robin: A credit report influences so many things […]

Credit report

Error on your credit file? How to Handle It Like a Pro – NECN

Your credit score is tied to many financial decisions, and one mistake could set you back. Leslie Gaydos and Rob Michaelson explain what you need to do to correct incorrect information on your credit report. What to do if you spot an error on your credit report Robin: A credit report influences so many things […]

Credit report

Rand rate weakens following UK consumer credit report

The South African rand (GBP/ZAR) exchange rate was lower so far today as a risky mood supports the rand (ZAR) while bank of england (BoE) headwinds are undermining support for the pound (GBP). At the time of writing, GBP/ZAR is trading at R19.1510, down 0.2% from today’s opening levels. British Pound (GBP) exchange rate sentiment […]

Credit report

3 Ways Checking Your Credit Report Could Benefit You

Image source: Getty Images It pays to read your credit report from time to time. Key points It is important to check your credit report several times a year. It could save you from financial loss and help you make smart decisions about your credit card accounts. Free weekly credit reports are available for the […]

Credit report

Most medical debt will soon disappear from your credit report

SIOUX FALLS, SD (KELO) — Starting in July, the nation’s three largest credit reporting agencies will remove paid-off medical debt from your credit report, along with any medical collections that are less than a year old. “Medical debt is a very, very common thing that people come up with,” said Dawson Muska, financial council coordinator […]

Credit report

Money in Your Pocket: Credit Report Changes for Unpaid Medical Bills | WWTI

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Credit report

Money in your pocket: Credit report changes for unpaid medical bills

Pothole problems 4 hours ago Hot housing market in CNY 5 hours ago Resources for families with special needs 5 hours ago Oswego Co. DSS says COVID was a hindrance 5 hours ago Oswego County Special Meeting Regarding Jordan Brooks 5 hours ago National Cycling Program 5 hours ago Living with Lyme 3/24/22 6 hours […]

Credit report

What credit report is used for home loans?

A credit check is almost always part of any lender’s loan approval process. However, lenders can choose to pull the mortgage applicant’s credit report from one of the three credit bureaus operating in Australia. At present, Equifax, Experian and Ilion are the agencies that collect and analyze Australians’ credit transaction information, which includes both the […]

Credit report

Most medical debt will not appear on your credit report if it has been paid off

CNN — Three of the nation’s largest credit reporting agencies are removing nearly 70% of medical debt from consumer credit reports, the companies said in a joint statement Friday. Effective July 1, Equifax (EFX)Experian (EXPGF) and TransUnion (TRU) will no longer include medical debts that have been collected on consumer credit reports once they have […]

Credit report

What if medical debt is not part of your credit report?

Some 43 million Americans have unpaid medical bills that show up on their credit reports. Now the three largest credit reporting companies, Equifax, Experian and TransUnion modify the weight they give to this debt. That is, they remove almost 70% of it, so it won’t be a factor in reports that can affect whether people […]

Credit report

Equifax, Experian and TransUnion eliminated from credit report

(WJW) – Medical debt has crippled the credit scores of millions of Americans, making it harder to do things like buy a house or a car. Two years into the pandemic that has killed millions, three credit reporting agencies – Equifax, Experian and TransUnion – have come together to help eliminate medical debt from credit […]

Credit report

Unpaid Medical Bills Won’t Haunt Your Credit Report Anymore

Many companies featured on Money advertise with us. Opinions are our own, but compensation and in-depth research determines where and how companies may appear. Learn more about how we make money. Later this summer, Equifax, Experian and TransUnion will begin removing medical debt from credit reports, significantly reducing a major borrowing barrier for tens of […]

Credit report

Equifax, Inc. (NYSE:EFX), EXPERIAN PLC ADR (EXPGY) – Credit Reporting Companies to Change Treatment of Medical Debt: What You Need to Know

The country’s three major credit reporting companies simultaneously announced plans to rewrite their corporate policies on medical debt reporting. What happened: According to a the wall street journal report, Equifax Inc. (NYSE: EFX), Experian API (OTC: EXPGY) and Trans Union (NYSE: TRU) will remove medical debts from their reports that have been paid after they […]

Credit report

How to read a credit report

Reviewing your credit reports regularly allows you to check for errors that could lower your credit scores, and it can alert you to potential identity theft. You can use the dispute process to have errors removed, which may help you get credit or get better terms. How to Get Your Credit Report Information for Free […]

Credit report

myFICO: How to Check Your Own Credit Report: Step by Step

San Jose, California–(BUSINESS WIRE)–Keeping your credit report error-free is key to keeping tabs on your finances and spotting early warning signs of fraud. Your credit information gives lenders an idea of ​​your liability, and mistakes can downgrade you. That said, we should all be more vigilant about tracking our credit data. Here are some handy […]

Credit report

Do I have to unlock my credit report when I apply for a security clearance

If you pull a copy of SF-86 online you might be surprised when you read the fine print and it says, “If you have a security freeze on your consumer or credit file, we may not be able to complete your investigation, which may harm your eligibility for a national security position.” This language is […]

Credit report

Removing negative items from your credit report – a complete guide on how to dispute and remove them

By SociallyIn, Sponsored Content If you have negative remarks on your credit reports, it may be difficult to meet your financial needs. It can also hamper your applications for loans such as mortgages, credit cards, or sometimes even insurance, as you will most likely have a low credit score. In fact, having negative items on […]

Credit report

March is National Credit Education Month: Check Your Credit Report

March is National Credit Education Month, a month dedicated to educating people about their credit scores and take steps to improve them. A 2021 Consumer Reports study found that more than a third of consumers found errors in their credit reports. About 11% contained unrecognized accounts, unrecognized debts reported to collection agencies, and wrongly reported […]

Credit report

Your Afterpay purchases will be added to your Equifax credit file

RENO, Nevada (KOLO) – What do services like Afterpay, Klarna and Zip have in common? They all allow buyers to buy now and pay later. For years, these types of loans were mostly untracked by traditional credit reports, but that’s changing. The Equifax credit bureau will begin adding these purchases to credit reports in an […]

Credit report

No credit history? You can build a credit report without going into debt — here’s how

Getty Approximately 26 million Americans are considered “invisible credit” – meaning they have no credit history according to Experian, TransUnion or Equifax, the three major US credit bureaus. Of these, Black and Hispanic Americans are more likely to have no credit history than Whites and Asian Americans. Don’t have credit history can present major challenges […]

Credit report

Credit report says you died? | Credit Bureau Errors

If you were mistakenly flagged as dead on your credit report, you may be able to take legal action to fix the error and recover the money for the harm you suffered. Being marked dead can have a catastrophic effect on your life, finance and career – and the attorneys working with ClassAction.org are ready […]

Credit report

4 important things to note when checking your credit report

Knowing how to check credit score information and interpret the credit report are very important skills to have. It provides valuable information about your credit profile and helps you better understand your score. Fortunately, the provisions for checking credit scores online have made things much easier today. In the past, your credit report was only […]

Credit report

Lines of Credit Quick Review (Fix Flip Credit) Is the Personal Credit Report Worth It?

Have you ever wondered why the gap between rich and poor is growing so much. This is because they can effectively leverage the money they don’t necessarily have. You might think it’s as simple as having multiple credit cards in your name, but more often than not it’s a bottleneck you might not be able […]

Credit report

Is an inaccurate credit report alone sufficient to establish Article III quality? – Consumer protection

To print this article, all you need to do is be registered or log in to Mondaq.com. A recent case from the Eastern District of California addressed the division of authority on the issue of whether an inaccurate credit report alone is sufficient to establish material harm for the purposes of Article III. In Kellie […]

Credit report

FCRA Act – Federal Court finds inaccurate credit report alone does not establish Section III

Recently, a case heard in the Eastern District of California addressed the division of authority regarding whether an inaccurate credit report by itself is sufficient to establish material harm for the purposes of Article III. The applicant in the case was a California consumer who sued an information provider alleging 2 motion causes for violation […]

Credit report

Report – The New Indian Express

Through Express press service CHENNAI: Tamil Nadu led in borrowing from microfinance institutions in the country between September 2020 and September 2021, indicating an upturn in business activity and a possible lack of access to relatively cheaper bank loans. The 11th edition of “Microfinance Pulse”, a quarterly publication by Small Industries Development Bank of India […]

Credit report

When and how to check your credit report with Experian and others

YOUNGSTOWN, Ohio (WKBN) — A credit report can be daunting to look at, but some say checking it can be helpful. An inquiry is noted on your credit report each time it is checked. However, checking your own credit score is a sweet inquiry. This does not affect your credit score because you are not […]

Credit report

Investing with Tim: how to correct an error on your credit report | Columnists

According to the Consumer Financial Protection Bureau (CFPB), credit report errors have more than doubled during the coronavirus pandemic. Additionally, the CFPB found that many pandemic protections designed to help consumers, such as loan forbearance periods on federal student loans and federally guaranteed mortgages, ended up having an impact. negative on their credit reports due […]

Credit report

“No Credit, No Job” is the Exotic Mortgage Winner of 2022 – Orange County Register

Conventional mortgage refinance volume has fallen off a cliff as rates are more than a point above Freddie Mac’s all-time low of 2.65% set in January 2021. Conventional loans are also very slow, due to a shortage of homes for sale. But the mortgage machine needs to be fueled. And so, there are always exotic […]

Credit report

Your pandemic-related purchases from Klarna could end up on your credit report

Shao Hung Chen, 23, has sworn Klarna for good after he “unwittingly” dipped into his inheritance to pay late fees on an expensive mattress. He told Morning Brew that a few months into his 18-month financing plan, Klarna mistakenly charged him a late fee, driving up his monthly bill. Frustrated by what he called “this […]

Credit report

‘No credit, no job’ is the winner of the Exotic Mortgage of 2022 – Press Enterprise

Conventional mortgage refinance volume has fallen off a cliff as rates are more than a point above Freddie Mac’s all-time low of 2.65% set in January 2021. Conventional loans are also very slow, due to a shortage of homes for sale. But the mortgage machine needs to be fueled. And so, there are always exotic […]

Credit report

‘No credit, no job’ is the Exotic Mortgage Winner of 2022 – Daily Breeze

Conventional mortgage refinance volume has fallen off a cliff as rates are more than a point above Freddie Mac’s all-time low of 2.65% set in January 2021. Conventional loans are also very slow, due to a shortage of homes for sale. But the mortgage machine needs to be fueled. And so, there are always exotic […]

Credit report

Credit Report vs Credit Score – What’s the Difference?

If you have questions about credit reports and credit scores, you’re not alone. These topics play a big role in your financial health but can sometimes seem complicated or even overwhelming – but they don’t have to be. Start with these frequently asked questions to learn the basics of credit and start building a stronger […]

Credit report

Is an inaccurate credit report alone sufficient to establish Article III quality? | Womble Bond Dickinson

In Kellie Gadomski vs. Patelco Credit Union, no. 2:17-cv-00695-TLN-AC, 2020 WL 223878, 2022 US Dist. LEXIS 13741 (ED Cal. Jan. 24, 2022), Plaintiff, a California consumer, brought an action against Defendant, an information provider, alleging two causes of action for violation of the Fair Credit Reporting Act (“FCRA”) and the California Consumer Credit Reporting Agencies […]

Credit report

How to fix an error on your credit report :: exploreClarion.com

CLARION, PA (EYT) – Michael Patton, of Patton Financial Advising, submitted the following article: How to Correct an Error on Your Credit Report. According to the Consumer Financial Protection Bureau (CFPB), credit report errors have more than doubled during the coronavirus pandemic. Additionally, the CFPB found that many pandemic protections designed to help consumers, such […]

Credit report

New tool allows consumers to create their own credit file Experian

Experian is the first major credit bureau that allows consumers to create their own credit report. (iStock) Credit bureau Experian has launched a new tool that allows consumers with no credit history to create a credit report using transactions not typically noted on credit reports. Experian Go is the first service that allows users to […]

Credit report

Credit reporting company Experian now allows users to create their own payment history

Craig Boundy, CEO of Experian North America, joins Yahoo Finance Live to discuss the company’s new program that will allow users to create a credit report, ramp up buy now, pay later and credit outlook today. Video transcript [MUSIC PLAYING] – Nearly 50 million consumers have no or limited credit history. Experian has come out […]

Credit report

Credit score vs your credit report

RICHMOND, Va. (WWBT) – Your credit report and your credit score are two very different things. Rachel DePompa is on your side with the big differences between the two. According to a recent survey by financial website Nerdwallet, 82% of Americans believe their credit report includes their credit score. Some credit reports will put a […]

Credit report

FTC Alleges Credit Reporting Provider Engage in Deceptive and Unfair Practices

On January 13, the FTC announcement a proposed order to conclude with a corporate credit report provider (Respondent) alleging that the Respondent engaged in deceptive and unfair practices. According to the FTC complaint, the Respondent failed to provide companies with a clear, consistent and reliable process for correcting errors in their credit reports, even though […]

Credit report

Your credit report will soon include buy now, pay later

BUYERS will soon have to buy now, pay later the payments included in their credit report – and that could hurt your score if you’re not careful. More than 45 million Americans were expected to use BNPL services last year. 1 BNPL Plans Could Harm Your Credit Score This can work well for those who […]

Credit report

Trying to fix an error on your credit report? Good luck with that.

Trying to get an error removed from your credit report can often seem like a futile, time and energy consuming exercise, that is if you can contact the companies that handle your most important financial data in first place. It is the result of a analysis the Consumer Financial Protection Bureau, which mentioned this week […]

Credit report

Credit report errors hurt mortgage borrowers: Fed watchdog

Borrowers eager to take advantage of low mortgage rates often face ‘severe hardship’ as they cannot correct errors on their credit reports, according to a analysis by the federal government’s consumer watchdog. The Consumer Financial Protection Bureau analyzed more than 700,000 complaints about the big three credit bureaus – Equifax, Experian and TransUnion – which […]

Credit report

Borrowers note you can get a free credit report with credit score every year

Planning oi-Roshni Agarwal | Updated: Monday, December 27, 2021, 3:06 PM [IST] In line with RBI standards, if you are looking for a Cibil report and Cibil score for borrowing purposes, you can avail it for free once per calendar year. So, if you are about to enter into a loan agreement and your bank […]

Credit report

Why it pays to check your credit report in early 2022

Image source: Getty Images Make reviewing your credit report one of your must-do’s for 2022 – and don’t delay. Key points Checking your credit report regularly can help you keep tabs on your finances and spot fraud. It’s especially a good idea to check your credit report in early 2022, as you can do it […]

Credit report

How to get a free credit report – and why you should

Your credit report is an overview of your credit history, including the accounts you have opened, the amount you owe, your payment history, and a summary of certain legal issues. Lenders use this information to determine if they should give you a credit card, car loan or mortgage. Landlords and employers sometimes consider the credit […]

Credit report

Inside Your Credit Report and How You Can Improve Your Credit Score

Credit has become such a big part of our lives, from to buy a house or car to obtain health insurance and undergo employment background checks. It is undeniable that credit is important. Here’s why. Photo by RODNAE Productions courtesy of Pexels How your credit score is calculated There are standard credit scoring models that […]

Credit report

McCarthy Law allows credit report errors to be disputed for free

McCarthy Law offers a free new approach to credit repair Scottsdale, Ariz. – More than a third of Americans find errors that can affect their credit score, according to a new Consumer Reports Survey. Mistakes on your credit report can lead to an artificially low credit score, which can affect a person’s chances of getting […]

Credit report

Manchin Files Child Tax Credit Claims: Report

Sen. Joe Manchin (DW.Va.) reportedly set new red lines for the Democrats’ multi-trillion-dollar reconciliation bill, this time making demands regarding the expanded child tax credit provision. Axios reported on Sunday, citing people familiar with the matter, that Manchin advised the White House that the child tax credit must have an “established work” requirement and a […]

Credit report

How to Dispute a Credit Report Error

It may have been pandemic-related, but consumers who checked their credit reports last year apparently found a lot of things that seemed untrue. According to a report of the american public interest research group, an advocacy organization. Credit report errors may have crept in if card issuers or lenders made temporary pandemic-related changes to your […]

Credit report

How to Dispute a Credit Report Error | Credit card

It may have been pandemic-related, but consumers who checked their credit reports last year apparently found a lot of things that seemed untrue. According to a report of the american public interest research group, an advocacy organization. Credit report errors may have crept in if card issuers or lenders made temporary pandemic-related changes to your […]

Credit report

Equifax, Fingerhut, WS Badcock Corp. sued for credit report claims

Equifax, Fingerhut and WS Badcock Corp. were sued Thursday in the Northern District Court of Georgia for claims under the Fair Credit Reporting Act. The case was filed by Armor Law and Berry & Associates on behalf of Andy James Fraser III. Lawyers have yet to appear for the defendants. The case is 1:21-cv-03935, Fraser […]

Credit report

The Importance of Obtaining and Checking Your Credit Report

A credit report gives a detailed history of how you manage your debts, almost serving as a report card to a potential lender. Banks and other financial institutions usually look at both your credit report and your credit score when deciding whether to lend you money and the rate you should be charged. It is […]

Credit report

Three ways to remove late payments from your credit report

Photo: unsplash.com Falling behind in payments is extremely detrimental to your personal score in the FICO and VantageScore models. The score is guaranteed to drop, so it will become difficult to get affordable rates or even approval from lenders. Moreover, this indicator is a universal measure of financial health considered by insurance companies, landlords and […]

Credit report

Why You Should Check Your Credit Report ASAP

This is an excerpt from CNBC’s Make It weekly newsletter. Subscribe here. The personal information of tens of millions of T-Mobile customers, including names, dates of birth, social security numbers and driver’s license numbers, was recently stolen, the company confirmed last week. Data breaches like this are becoming more and more common – so much […]