Credit report

How to fix an error on your credit report ::

CLARION, PA (EYT) – Michael Patton, of Patton Financial Advising, submitted the following article: How to Correct an Error on Your Credit Report.

According to the Consumer Financial Protection Bureau (CFPB), credit report errors have more than doubled during the coronavirus pandemic. Additionally, the CFPB found that many pandemic protections designed to help consumers, such as loan forbearance periods on federal student loans and federally guaranteed mortgages, ended up having an impact. negative on their credit reports due to complications such as processing delays and suspended payments. poorly marked.(1)

This is a significant issue for many consumers, as credit report errors can negatively impact creditworthiness and potentially lead to negative financial consequences, such as being offered higher mortgage interest rates or being refused a job or an apartment lease.

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